Sampo Oyj (OSTO:SAMPO SEK) OCF Margin %: 1.21% (As of Mar. 2026) — 90% Below Median


OSTO:SAMPO SEK Sampo Oyj OSTO:SAMPO SEK
60 GF Score
Price kr100.30
GF Value kr107.83
Valuation Fairly Valued
! 1 Warning Sign
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What is Sampo Oyj OCF Margin %?

Sampo Oyj OSTO:SAMPO SEK +0.97% 60 OCF Margin % is 1.21% as of Mar. 2026, which is 90% below its 10-year median of 11.56. GuruFocus rates OSTO:SAMPO SEK with a GF Score™ of 60/100 and a GF Value™ of kr107.83 (Fairly Valued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Sampo Oyj ranks worse than 57.68% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Sampo Oyj's Cash Flow from Operations for the three months ended in Mar. 2026 was kr409 Mil. Sampo Oyj's Revenue for the three months ended in Mar. 2026 was kr33,951 Mil. Therefore, Sampo Oyj's OCF Margin % for the quarter that ended in Mar. 2026 was 1.21%.

As of today, Sampo Oyj's current OCF Yield % is 4.07%.

The historical rank and industry rank for Sampo Oyj's OCF Margin % or its related term are showing as below:

OSTO:SAMPO SEK' s OCF Margin % Range Over the Past 10 Years
Min: -2.45   Med: 11.56   Max: 18.16
Current: 8.26


During the past 13 years, the highest OCF Margin % of Sampo Oyj was 18.16%. The lowest was -2.45%. And the median was 11.56%.

OSTO:SAMPO SEK's OCF Margin % is ranked worse than
57.68% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs OSTO:SAMPO SEK: 8.26


Sampo Oyj OCF Margin % Related Terms


Sampo Oyj OCF Margin % Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj OCF Margin % Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.72 0.43 11.40 14.42 17.04

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.75 22.14 9.91 0.65 1.21

OSTO:SAMPO SEK vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's OCF Margin % falls into.


OSTO:SAMPO SEK
60GF Score
Sampo Oyj OSTO:SAMPO SEK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sampo Oyj OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Sampo Oyj's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=19141.998/112327.292
=17.04 %

Sampo Oyj's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=409.311/33951.231
=1.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 1.21% mean?
Sampo Oyj (OSTO:SAMPO SEK) has a OCF Margin % of 1.21% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sampo Oyj and its competitors. This is 90% below median its historical median of 11.56. According to the industry distribution chart, Sampo Oyj ranks #289 out of 501 companies in the Insurance industry, placing it in the top 57.7%.
Is Sampo Oyj's OCF Margin % too high?
Sampo Oyj's current OCF Margin % of 1.21% is 90% below median its 10-year median of 11.56. The Insurance industry median OCF Margin % is 10.85. Sampo Oyj's value of 1.21% is 88.8% below this industry median. Based on the distribution chart, Sampo Oyj ranks #289 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Sampo Oyj has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #289 out of 501 companies for OCF Margin %. This places Sampo Oyj in the lower half of its industry. The industry median OCF Margin % is 10.85. Sampo Oyj's value of 1.21% is 88.8% below this benchmark. While the company's 10-year median is 11.56 vs. the industry median of 10.85, Sampo Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current OCF Margin % of 1.21% is 88.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current OCF Margin % is 1.21%, which is 90% below median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (OSTO:SAMPO SEK) is currently considered Fairly Valued. The stock's GF Value™ is kr107.83, compared to a current price of kr100.30 — trading 7% below its estimated fair value. The current OCF Margin % is 1.21%, which is 90% below median its 10-year median of 11.56 and 88.8% below the Insurance industry median of 10.85. Sampo Oyj's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sampo Oyj (OSTO:SAMPO SEK), the current OCF Margin % is 1.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (OSTO:SAMPO SEK) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of kr100.30 is trading 7% below its estimated GF Value™ of kr107.83. GuruFocus considers Sampo Oyj to be Fairly Valued.

Key valuation signals for OSTO:SAMPO SEK:

  • OCF Margin %: 1.21% (90% below median its 10-year median of 11.56)
  • GF Value™: kr107.83 vs. price of kr100.30 (7% below fair value)
  • GF Score™: 60/100 with 1 warning sign
  • Industry Position: 88.8% below the Insurance median (#289 of 501)

No single metric tells the full story. See the OSTO:SAMPO SEK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
60GF Score

Get the complete analysis for OSTO:SAMPO SEK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr100.30
Price
kr107.83
GF Value